Microsoft Corp

Ticker: MSFT

Business Overview

Microsoft develops and supports software, services, devices, and solutions worldwide across three main segments. These segments include Productivity and Business Processes, which offers Microsoft 365 and dynamics products; Intelligent Cloud, providing server products and cloud services like Azure; and Personal Computing, which offers Windows devices, gaming services, and search advertising. The company sells its products through OEMs, distributors, resellers, and online and retail stores.

Microsoft Corporation develops and supports software, services, devices, and solutions worldwide. The Productivity and Business Processes segment offers Microsoft 365 commercial, enterprise mobility + security, windows commercial, power BI, exchange, sharepoint, Microsoft teams, security and compliance, and copilot; Microsoft 365 commercial products, such as Windows commercial on-premises and office licensed services; Microsoft 365 consumer products and cloud services, including Microsoft 365 consumer subscriptions, office licensed on-premises, and other consumer services; LinkedIn; dynamics products and cloud services, such as dynamics 365, cloud-based applications, and on-premises ERP and CRM applications. Its Intelligent Cloud segment provides Server products and cloud services comprising Azure and other cloud services, GitHub, Nuance Healthcare, virtual desktop offerings, and other cloud services; server products, including SQL and windows server, visual studio and system center related client access licenses, and other on-premises offerings; enterprise and partner services, such as enterprise support and nuance professional services, industry solutions, Microsoft partner network, and learning experience. The Personal Computing segment provides windows and devices, such as Windows OEM licensing and devices and surface and PC accessories; gaming services and solutions, such as Xbox hardware, content, and services, first- and third-party content Xbox game pass, subscriptions, and cloud gaming, advertising, and other cloud services; search and news advertising services. It sells its products through OEMs, distributors, and resellers; and online and retail stores. The company has a strategic collaboration with Mayo Clinic, Inc. for the development of a frontier AI model for healthcare; and Global Objects, Inc. to build a retrieval-grounded generative AI world model. The company was founded in 1975 and is headquartered in Redmond, Washington.

Company Facts

Ticker: MSFT
Exchange: Nasdaq
Sector: Information Technology
Industry group: Software & Services
Industry: Prepackaged Software
SIC classification: Services-Prepackaged Software
State of incorporation: WA

Verdict: Buy · 70/100

Quality — 100/100

ROE: 30.2%, ROA: 17.6%, net margin: 40.3%

Financial Health — 62/100

Current ratio: 1.23, D/E: 0.71, interest coverage: N/A

Growth — 54/100

ROA change: 7.2% YoY, asset efficiency change: -3.9% YoY

Value — 47/100

Value score: sector ratios vs median (60%) + intrinsic method signal (40%)

Momentum — 70/100

52-week return: -1.1%, 3-month: 16.3%

Confidence: HIGH · Data as of 2026-07-23 · Sourced from SEC EDGAR filings.

Key Questions

Q1: Is Microsoft Corp (MSFT) a buy?

Verdict: Buy · 70/100. Quality: ROE: 30.2%, ROA: 17.6%, net margin: 40.3%.

Q2: How financially healthy is MSFT?

Current ratio: 1.23, D/E: 0.71, interest coverage: N/A

Q3: What is MSFT's recent momentum?

52-week return: -1.1%, 3-month: 16.3%

Q4: What is MSFT's growth like?

ROA change: 7.2% YoY, asset efficiency change: -3.9% YoY

Q5: What is the investment thesis for Microsoft Corp?

Value score: sector ratios vs median (60%) + intrinsic method signal (40%)